Category: How To

  • How to Purchase a Product Online Without Being Scammed

    How to Purchase a Product Online Without Being Scammed

     

    Online shopping is convenient — you can order almost anything from the comfort of your home. But the internet is also full of fake sellers and scams targeting unsuspecting buyers. One wrong click and you could lose your money or receive a product completely different from what you ordered.

    Here’s how to protect yourself and shop online safely.

     

     

    1. Buy from Trusted Websites or Sellers

    •Stick to well-known e-commerce platforms like Jumia, Amazon, eBay, or reputable Ghanaian online stores.

    •If it’s a smaller business, research them first — check their reviews, social media presence, and how long they’ve been operating.

     

     

    2. Check Reviews Before You Buy

    •Look for reviews from real customers (preferably with pictures).

    •Be cautious if a product or seller has no reviews or only overly positive comments — they might be fake.

     

     

    3. Avoid “Too Good to Be True” Deals

    If the price is unbelievably low, it’s often a scam. Scammers lure buyers with big discounts to make them pay quickly without thinking twice.

     

     

    4. Verify Contact Information

    •Legit sellers provide a working phone number, physical address, or business email.

    •Call or message them before making a purchase to test responsiveness.

     

     

    5. Use Secure Payment Methods

    •Avoid direct bank transfers or mobile money to unknown numbers.

    •Use payment methods that offer buyer protection (PayPal, debit/credit cards via secure gateways, or official Mobile Money merchant accounts).

     

     

    6. Don’t Pay in Full for Custom Orders Without Proof

    If you’re ordering a custom or pre-order item, ask for progress photos or proof of work before paying the full amount.

     

     

    7. Double-Check the Website’s Security

    •Look for “https://” in the web address — the “s” means it’s secure.

    •Avoid entering payment details on unsecured sites.

     

     

    8. Keep All Records

    Save payment receipts, email confirmations, and chats with the seller. These can help if you need to report a scam.

     

     

    9. Meet in Person for High-Value Items

    For expensive purchases from local sellers, arrange to meet in a safe, public place and inspect the product before paying.

     

     

    Final Tip:

    Patience is key. Always research before you pay, even if it means missing out on a “flash sale.” It’s better to be safe than to lose money to an online scam.

  • Caring for Your Skin as a Man

    Caring for Your Skin as a Man

     

    Let’s be honest — a lot of men don’t give much thought to skincare. For many, as long as they’ve showered, they think they’re good to go. But your skin is the largest organ of your body, and taking care of it is just as important as hitting the gym or eating well.

    Good skin doesn’t just make you look better — it boosts confidence, prevents early aging, and keeps you healthy. Here’s a simple guide for men who want to start taking skincare seriously.

     

     

    1. Wash Your Face Daily

    Using just water isn’t enough.

    •Use a gentle facial cleanser (not regular bar soap) twice a day — morning and night.

    •This removes dirt, sweat, and oil that can clog your pores.

     

     

    2. Moisturize

    Moisturizer isn’t just for women.

    •Apply a light, non-greasy moisturizer after washing your face.

    •It keeps your skin hydrated, smooth, and less prone to wrinkles.

     

     

    3. Use Sunscreen Every Day

    The sun is one of the biggest causes of skin damage.

    •Choose a sunscreen with SPF 30 or higher.

    •Apply it every morning, even if it’s cloudy or you’re indoors most of the day.

     

     

    4. Shave Smartly

    If you shave regularly:

    •Use a clean, sharp razor to avoid irritation.

    •Apply shaving cream or gel before shaving.

    •Moisturize after shaving to prevent razor bumps.

     

     

    5. Exfoliate Weekly

    Exfoliating removes dead skin cells that make your skin look dull.

    •Use a gentle facial scrub or exfoliating cleanser 1–2 times a week.

    •Don’t overdo it — too much can cause irritation.

     

     

    6. Eat and Drink for Healthy Skin

    •Drink plenty of water to keep your skin hydrated.

    •Eat fruits, vegetables, and foods rich in healthy fats like fish, nuts, and avocados.

     

     

    7. Get Enough Sleep

    Your skin repairs itself while you sleep. Poor rest can lead to dark circles, puffiness, and breakouts. Aim for 7–8 hours of good sleep every night.

     

     

    Final Tip:

    Taking care of your skin doesn’t make you less manly — it makes you healthier, fresher, and more confident. The effort you put in today will show on your face for years to come.

  • Why Men Should Help Their Wives with Chores

    Why Men Should Help Their Wives with Chores

     

    Household chores are part of daily life, but too often, the responsibility falls mostly on women — even when both partners work full-time. Helping your wife with chores isn’t just about “lending a hand”; it’s about partnership, respect, and love.

    Here’s why men should actively help their wives with housework.

     

     

    1. Marriage is a Partnership

    A healthy marriage is built on teamwork. Sharing chores shows that you see each other as equals and are willing to work together to keep your home running smoothly.

     

     

    2. It Reduces Stress and Burnout

    When one person handles all the housework, it can lead to exhaustion and resentment. Helping out lightens the load and gives your wife more time to rest, recharge, and enjoy life.

     

     

    3. It Builds Emotional Connection

    Doing chores together creates moments to talk, laugh, and bond. Even something as simple as washing dishes side by side can strengthen your relationship.

     

     

    4. It’s an Expression of Love

    Love isn’t only shown through words or gifts — it’s also shown through actions. Helping with chores says, “I care about you and appreciate all you do.”

     

     

    5. It Teaches Equality to Your Children

    If you have kids, they learn from what they see. When fathers help with housework, children grow up understanding that chores aren’t “women’s work” but a shared responsibility.

     

     

    6. It Makes the Home Run Better

    When chores are shared, the home stays cleaner, tasks get done faster, and everyone has more time for fun, relaxation, or pursuing personal goals.

     

     

    7. It Breaks Old Stereotypes

    Times have changed. Men who help with chores challenge outdated ideas that housework is only for women, promoting fairness and mutual respect in the home.

     

     

    Final Thought:

    Helping your wife with chores is not doing her a “favor” — it’s fulfilling your role as an equal partner. A strong marriage is built on shared responsibilities, mutual respect, and the willingness to work together, both inside and outside the home.

  • Personal Hygiene for Men You Should Know

    Personal Hygiene for Men You Should Know

     

    Good personal hygiene isn’t just about looking neat — it’s about staying healthy, feeling confident, and making a positive impression. Whether you’re at work, on a date, or just relaxing at home, taking care of yourself should be a priority.

    Here are essential personal hygiene tips every man should know and practice.

     

     

    1. Bathe Daily

    A daily shower helps remove sweat, dirt, and bacteria from your skin.

    •Use a mild soap or body wash that suits your skin type.

    •Pay extra attention to areas like underarms, groin, and feet.

     

     

    2. Keep Your Hair Clean and Neat

    •Wash your hair regularly to prevent dandruff and scalp odor.

    •Trim your hair or beard often to maintain a polished look.

    •Use a good-quality shampoo and conditioner.

     

     

    3. Oral Hygiene Matters

    Fresh breath is a confidence booster.

    •Brush your teeth twice a day.

    •Floss at least once a day to remove food particles.

    •Use mouthwash to kill germs and keep your breath fresh.

     

     

    4. Trim Your Nails

    •Keep fingernails and toenails short and clean.

    •Use a nail clipper regularly to prevent dirt buildup.

    •Avoid biting your nails — it’s unhygienic and unattractive.

     

     

    5. Wear Clean Clothes

    •Change your clothes daily, especially underwear and socks.

    •Wash your gym clothes immediately after workouts to avoid bacteria growth.

    •Iron clothes for a crisp and tidy look.

     

     

    6. Take Care of Your Skin

    •Wash your face twice a day to remove oil and dirt.

    •Moisturize to keep your skin healthy and smooth.

    •Use sunscreen to protect against sun damage.

     

     

    7. Smell Good, Not Overpowering

    •Use deodorant or antiperspirant daily.

    •Go easy on cologne — 1–2 sprays are enough.

    •Wash sweaty clothes immediately to avoid bad odor.

     

     

    8. Foot Care is Important

    •Wash your feet daily and dry them thoroughly to prevent fungus.

    •Wear breathable shoes and change socks regularly.

    •Use foot powder if you have sweaty feet.

     

     

    9. Groom Your Facial Hair

    Whether you’re clean-shaven or rocking a beard, keep it neat.

    •Shave regularly if you prefer a clean look.

    •Wash and comb your beard, and apply beard oil for softness.

     

     

    10. Stay Hydrated and Eat Well

    Your hygiene also reflects your overall health.

    •Drink enough water daily.

    •Eat a balanced diet rich in fruits, vegetables, and lean proteins.

     

     

    Final Tip:

    Good hygiene is an everyday habit, not a one-time thing. When you look and smell good, you feel more confident and make a lasting positive impression.

  • How To  Secure a Job After National Service in Ghana

    How To Secure a Job After National Service in Ghana

    Tips on Securing a Job After National Service in Ghana

    Completing your National Service Scheme (NSS) is a big milestone. But for many graduates, the next challenge is finding a stable job. The competition can be tough, and the job market is constantly changing — but with the right strategy, you can increase your chances of landing your dream role.

    Here are some practical tips to help you secure a job after your NSS.

     

     

    1. Start Your Job Hunt Early

    Don’t wait until your service ends before you start looking. Begin sending out applications at least 3–4 months before your NSS completion. This gives you a head start and ensures you’re in the loop for upcoming opportunities.

     

     

    2. Build and Update Your CV

    •Keep your CV concise (1–2 pages).

    •Highlight your NSS achievements, specific projects you worked on, and skills gained.

    •Tailor each CV to match the job description you’re applying for.

     

     

    3. Network Aggressively

    Your professional network is a powerful tool.

    •Connect with supervisors, colleagues, and clients you met during NSS.

    •Attend job fairs, seminars, and workshops.

    •Join professional groups on LinkedIn, Facebook, and WhatsApp.

     

     

    4. Consider Staying With Your NSS Organization

    If you made a positive impact during service, your organization might be willing to keep you.

    •Show dedication and professionalism.

    •Politely express interest in staying on as a full-time staff.

     

     

    5. Improve Your Skills

    While job hunting, keep learning.

    •Take short online courses (Coursera, LinkedIn Learning, Udemy).

    •Learn in-demand digital skills like Excel, data analysis, social media management, or coding.

    •Volunteer or intern to gain extra experience.

     

     

    6. Be Flexible With Your First Job

    You may not land your ideal job immediately — and that’s okay. Be open to related fields, contract work, or part-time roles to build experience while searching for better opportunities.

     

     

    7. Prepare for Interviews

    •Research the company thoroughly.

    •Practice common interview questions.

    •Dress professionally and be punctual.

    •Showcase problem-solving skills and achievements from your NSS.

     

     

    8. Use Online Job Platforms

    Sign up for trusted Ghanaian job portals like:

    •Jobberman Ghana

    •Tonaton Jobs

    •LinkedIn

    •Glassdoor

    Set alerts so you never miss new postings.

     

     

    Final Tip:

    Finding a job after NSS requires patience and persistence. Treat job hunting like a full-time job — dedicate hours each day to applications, networking, and skill-building. The more effort you put in, the faster you’ll see results.

  • How to Renew Your Business Registration in Ghana

    How to Renew Your Business Registration in Ghana

     

    In Ghana, registering your business is only the first step. To keep your business legal and active, you must renew your registration annually with the Registrar General’s Department (RGD). Failure to renew can result in penalties or your business name being removed from the register.

    In this post, we’ll guide you through the renewal process step-by-step.

     

     

    1. Know When to Renew

    Business registration renewal is done once every year. For most businesses, the renewal is due by the anniversary month of registration. For example, if you registered in March, your renewal is due every March.

     

     

    2. Who Needs to Renew?

    •Sole Proprietorships

    •Partnerships

    •Companies Limited by Shares

    •Companies Limited by Guarantee

    •External Companies operating in Ghana

    Even if your business is not actively trading, you must still renew to keep it on the register.

     

     

    3. Requirements for Renewal

    Before going to the RGD or starting the online process, prepare the following:

    •Business Registration Number

    •Tax Identification Number (TIN) of the business owner(s) or company directors

    •Any updated business details (e.g., address change, new directors)

    •Renewal fee (varies depending on the type of business)

     

     

    4. Renewal Process

    Option 1: Renew in Person

    1.Visit the nearest Registrar General’s Department office or a designated district office.

    2.Request and fill out the Renewal Form.

    3.Pay the renewal fee at the cashier or through the designated bank.

    4.Submit your form and payment receipt.

    Option 2: Renew Online

    1.Go to the RGD e-Services Portal (https://www.rgd.gov.gh).

    2.Log in or create an account.

    3.Select Business Renewal and fill in your details.

    4.Pay the renewal fee using the available payment options.

    5.Download or print your renewal confirmation.

     

     

    5. Fees for Renewal

    While fees may change, here’s a general guide (as of recent updates):

    •Sole Proprietorship: Around GHS 25–50 per year

    •Partnership: Around GHS 50–100 per year

    •Limited Companies: Based on stated capital (minimum around GHS 300)

     

     

    6. Why Renewal is Important

    •Keeps your business name legally protected

    •Avoids penalties and surcharges from the RGD

    •Prevents your business from being struck off the register

    •Maintains your credibility with clients, banks, and partners

     

     

    Final Tip:

    Mark your renewal date on your calendar or phone reminder to avoid missing the deadline. Renewing on time is cheaper and stress-free compared to paying penalties.

  • How to Register Your Business in Ghana

    How to Register Your Business in Ghana

     

    Starting a business in Ghana is an exciting step, but before you can legally operate, you must register your business with the Registrar General’s Department (RGD). Business registration not only makes your operations legal, it also helps you access loans, open a business bank account, and build credibility with customers.

    In this guide, we’ll walk you through the process step-by-step.

     

     

    1. Decide on the Type of Business

    First, determine the legal structure of your business. In Ghana, you can register as:

    •Sole Proprietorship – Owned and managed by one person.

    •Partnership – Two or more people run the business.

    •Company Limited by Shares – Has shareholders; liability is limited to their shares.

    •Company Limited by Guarantee – Often for NGOs, charities, or associations.

    •External Company – For foreign companies operating in Ghana.

     

     

    2. Choose a Business Name

    Pick a unique name that reflects your brand. You’ll need to do a name search at the RGD to make sure it’s available. This can be done online via the Registrar General’s Department Portal or in person.

    Tip: Have at least two alternative names in case your first choice is taken.

     

     

    3. Reserve Your Business Name

    Once you’ve confirmed availability, you can reserve your business name for 30 days. This prevents others from registering it while you prepare your documents.

     

     

    4. Prepare Your Documents

    You’ll need to complete the relevant registration forms depending on your business type. Common requirements include:

    •Completed Application Form (downloadable from RGD’s website or obtained in person)

    •Proof of Identification (Ghana Card, Passport, or Voter ID)

    •Tax Identification Number (TIN) for all business owners or shareholders

    •Partnership Agreement (if applicable)

    •Regulations of the Company (for Limited Companies)

     

     

    5. Pay the Registration Fees

    The cost depends on the business type. Fees are paid directly to the RGD and may include:

    •Business name registration fee

    •Incorporation fee (for companies)

    •Stamp duty on stated capital (for limited companies)

     

     

    6. Submit Your Application

    You can submit your forms:

    •Online via the RGD’s e-Services Portal

    •In Person at the RGD office or designated district offices

     

     

    7. Collect Your Registration Certificate

    If all documents are in order, your registration certificate will be ready within a few days to two weeks. This certificate is proof that your business is legally recognized in Ghana.

     

     

    8. Additional Steps After Registration

    After registering your business, you should also:

    •Register for Social Security and National Insurance Trust (SSNIT) if you have employees

    •Open a business bank account

    •Get the necessary permits and licenses depending on your industry

    •Register with the Ghana Revenue Authority (GRA) for taxes

     

     

    Final Tip:

    Don’t skip business registration—it protects your brand, makes your operations legal, and builds customer trust. Plus, it opens doors for partnerships, tenders, and funding opportunities.

  • How to Get a Ghana Card as a Foreigner

    How to Get a Ghana Card as a Foreigner

     

    The Ghana Card, issued by the National Identification Authority (NIA), is the official national identity card for residents of Ghana. While it is mainly for Ghanaian citizens, foreigners who live in Ghana can also apply for a Non-Citizen Ghana Card. This card serves as an important form of identification for business, banking, SIM registration, and other official transactions.

    In this post, we’ll walk you through the process of getting a Ghana Card as a foreigner.

     

     

    1. Understand the Type of Card You Need

    If you are a foreign national living in Ghana, you will not be issued the same Ghana Card as citizens. Instead, you will apply for the Non-Citizen Ghana Card.

    This card is mandatory for all foreigners residing in Ghana for 90 days or more.

     

     

    2. Where to Apply

    You can get the Non-Citizen Ghana Card from any of the NIA’s designated registration centers. The main centers are often located in:

    •Accra – Headquarters of the NIA and selected Ghana Revenue Authority (GRA) offices

    •Major cities like Kumasi, Takoradi, and Tamale

    •Some partner institutions like CAL Bank branches

     

     

    3. Required Documents

    Before you head to the registration center, make sure you have:

    •Valid Passport (mandatory)

    •Resident Permit or proof of legal stay in Ghana

    •Work Permit (if applicable)

    •Any other supporting identification documents (e.g., birth certificate from your home country)

     

     

    4. The Application Process

    1.Visit the Registration Center – Go to an approved NIA center or CAL Bank branch.

    2.Fill in the Application Form – Your personal information will be captured into the NIA system.

    3.Biometric Data Capture – Your photograph, fingerprints, and signature will be taken.

    4.Payment of Fees – The Non-Citizen Ghana Card costs $120 USD or its equivalent in Ghana cedis. Payment is usually made at the center or via the designated bank.

    5.Card Collection – In most cases, your card will be printed and issued the same day or within a few days.

     

     

    5. Validity and Renewal

    The Non-Citizen Ghana Card is valid for one year. You will need to renew it annually, paying the same fee, and updating any changes in your personal details.

     

     

    6. Why It’s Important

    Having a Ghana Card as a foreign resident helps you:

    •Open and operate a bank account

    •Register SIM cards and mobile services

    •File taxes with the Ghana Revenue Authority

    •Access government and private services smoothly

     

     

    Final Tip:

    Always keep your card safe, and ensure you renew it before it expires to avoid penalties or disruption in essential services.

  • How To Plan Your Week like a CEO

    How To Plan Your Week like a CEO

    Here’s a practical guide on how to plan your week like a CEO — even if you’re a student, business owner, creative, or just someone trying to stay organized. CEOs don’t just work hard — they work smart, plan ahead, and focus on results.

     

     

    🧠 Step-by-Step: How to Plan Your Week Like a CEO

    ✅ 1. Start with Your Vision (Not Just To-Do Lists)

    •Ask: What’s my main goal this week?

    •Align your tasks with your bigger mission — whether it’s growing a business, improving your health, or completing schoolwork.

    Example: Instead of “Do social media,” say “Grow engagement by 10%.”

     

     

    🗓️ 2. Do a Sunday or Monday Planning Session

    •Set aside 30–60 minutes to plan the week.

    •Grab a planner, app, or notebook and review:

    •Goals

    •Meetings/classes

    •Personal commitments

    •Self-care time

    💡 Use tools like Notion, Trello, Google Calendar, or a paper journal.

     

     

    3. Use the CEO “Big 3” Rule

    Pick 3 main priorities for the week:

    1.One professional goal

    2.One personal goal

    3.One spiritual or growth-related goal

    ✅ Focus on impact, not just busyness.

     

     

    🕐 4. Time Block Your Days

    •Break your day into focused blocks of time for different types of work.

    •Add in rest, meals, travel, and fun!

    Here’s a practical guide on how to plan your week like a CEO — even if you’re a student, business owner, creative, or just someone trying to stay organized. CEOs don’t just work hard — they work smart, plan ahead, and focus on results.

     

     

    🧠 Step-by-Step: How to Plan Your Week Like a CEO

    ✅ 1. Start with Your Vision (Not Just To-Do Lists)

    •Ask: What’s my main goal this week?

    •Align your tasks with your bigger mission — whether it’s growing a business, improving your health, or completing schoolwork.

    Example: Instead of “Do social media,” say “Grow engagement by 10%.”

     

     

    🗓️ 2. Do a Sunday or Monday Planning Session

    •Set aside 30–60 minutes to plan the week.

    •Grab a planner, app, or notebook and review:

    •Goals

    •Meetings/classes

    •Personal commitments

    •Self-care time

    💡 Use tools like Notion, Trello, Google Calendar, or a paper journal.

    3. Use the CEO “Big 3” Rule

    Pick 3 main priorities for the week:

    1.One professional goal

    2.One personal goal

    3.One spiritual or growth-related goal

     

    ✅ Focus on impact, not just busyness.

    🕐 4. Time Block Your Days

    •Break your day into focused blocks of time for different types of work.

    •Add in rest, meals, travel, and fun!

    🔁 5. Use a Weekly Routine

    •Create a template to reduce decision fatigue.

    Example Weekly CEO Rhythm:

    •Monday: Planning + Admin

    •Tuesday: Focused work

    •Wednesday: Meetings + Team catch-ups

    •Thursday: Strategy + Creative work

    •Friday: Review, content, or networking

     

     

    🧾 6. Keep a “Running Task List”

    •Have a single spot where you dump random ideas or to-dos.

    •Each night, move 3–5 tasks to the next day’s plan.

    📍Tools: Notes app, Notion, or a small notebook

     

     

    ✅ 7. End the Week With a CEO Review

    Ask yourself:

    •What worked?

    •What didn’t?

    •What can I improve?

    •What should I stop doing?

    Celebrate wins, even small ones. CEOs reflect, adjust, and improve.

     

     

    ✨ Bonus Habits of High-Performing CEOs

    •Wake up early and have a solid morning routine

    •Protect your energy — not just your time

    •Learn something new weekly (read, podcast, mentor)

    •Say “no” more than you say “yes”

     

     

    🧩 Tools CEOs Love

    Tool

    Use

    Google Calendar

    Time blocking & appointments

    Notion

    Organizing projects & goals

    Trello

    Task management

    Forest / Pomodoro apps

    Staying focused

    A5 Planner

    Writing things down physically

    💡 Key Mindset:

    “If you fail to plan, you plan to fail.” — Benjamin Franklin

    CEOs don’t leave life to chance. They lead it with clarity.

  • How to borrow data from MTN with USSD in South Africa

    How to borrow data from MTN with USSD in South Africa

     

    In South Africa, you can convert MTN XtraTime airtime into data. To do this, dial *136*6# and follow the prompts.

    Upon your transaction, MTN will credit your data account. The airtime value will be deducted upon your next recharge.