Category: How To

  • Signs of a Toxic Relationship or Friendship

    Signs of a Toxic Relationship or Friendship

     

    How to Spot It Before It Drains You

    Not every relationship or friendship is healthy — even if it started well. Toxic connections slowly drain your energy, affect your confidence, and leave you feeling worse instead of better.

    Whether it’s a partner, friend, or even family member, here are clear signs of a toxic relationship to watch out for:

     

     

    🚩 1. Constant Criticism or Insults

    They always find something wrong with you — your looks, choices, dreams. Instead of support, they tear you down, even as a “joke.”

    “You can never do anything right” becomes their favorite line.

     

     

    🚩 2. Jealousy and Possessiveness

    They don’t celebrate your wins. They get jealous when others give you attention — even friends or family — and try to control who you spend time with.

     

     

    🚩 3. Lack of Support

    They’re never there when you need emotional, financial, or moral support — but expect you to always show up for them.

     

     

    🚩 4. Everything Is Always About Them

    You listen to their problems, but when it’s your turn to speak, they brush you off. The relationship is one-sided.

     

     

    🚩 5. They Guilt-Trip You Constantly

    They make you feel bad for setting boundaries or saying “no.”

    Example: “If you really loved me, you’d do this.”

     

     

    🚩 6. They Make You Feel Drained After Every Interaction

    Instead of feeling uplifted, you always feel tired, small, or anxious around them.

     

     

    🚩 7. Gaslighting & Denial

    They twist facts to make you doubt yourself:

    “That never happened — you’re imagining things.”

    They make you question your sanity and memory.

     

     

    🚩 8. Dishonesty or Manipulation

    They lie often, hide things, or use your secrets against you. You can’t trust their words anymore.

     

     

    🚩 9. They Compete With You

    Instead of clapping for you, they try to outshine you or bring up their own success every time you share yours.

     

     

    🚩 10. They Isolate You

    They want you to themselves and discourage or sabotage your other friendships or family connections.

     

     

    💔 The Cost of Staying in Toxic Relationships:

    •Low self-esteem

    •Mental and emotional burnout

    •Delayed personal growth

    •Depression or anxiety

    •Feeling stuck or unsafe

     

     

    🛑 What Can You Do?

    •Acknowledge the red flags

    •Set boundaries and stick to them

    •Talk to someone you trust (a counselor, mentor, or loved one)

    •Leave the relationship if it consistently hurts more than it heals

     

     

    💡 Final Thoughts:

    You deserve peace, respect, and healthy love. Relationships should nourish you, not destroy you. Pay attention to how people make you feel — your mental and emotional health

  • How to Apply for a Student Loan

    How to Apply for a Student Loan

     

    (Step-by-Step Guide for Students)

    Education is powerful — but it can be expensive. If you’re a student and you’re struggling with tuition, housing, or textbooks, applying for a student loan can help you continue your education without financial stress.

    Here’s a step-by-step guide on how to apply for a student loan, especially if you’re in Ghana or a similar country.

     

     

    ✅ Step 1: Make Sure You Qualify

    Before you apply, check if you meet the basic requirements. You must:

    •Be a Ghanaian citizen

    •Be admitted to an accredited tertiary institution (University, Polytechnic, Nursing, Teacher Training College, etc.)

    •Be registered and attending classes

    •Have a valid Ghana Card

    •Have at least one guarantor (someone to support your application)

     

     

    ✅ Step 2: Gather Your Documents

    To apply, you will need:

    •A copy of your Ghana Card

    •Your admission letter and school ID

    •Bank account details (for receiving the loan)

    •A guarantor’s ID and their consent

    •Your SSNIT number (Social Security & National Insurance Trust)

     

     

    ✅ Step 3: Apply Online

    Ghana students can use the Student Loan Trust Fund (SLTF) platform:

    📲 How to Apply:

    1.Visit www.sltf.gov.gh

    2.Click “Apply Now”

    3.Register for an account using your Ghana Card

    4.Fill in the application form with personal, academic, and banking details

    5.Upload all required documents

    6.Submit your application and print the confirmation page

     

     

    ✅ Step 4: Verification & Approval

    After submission:

    •Your application will be reviewed

    •Your guarantor will be contacted for approval

    •If successful, your loan will be disbursed directly to your bank account or school

    ⏳ Note: This may take a few weeks — so apply early, especially before school fees are due.

     

     

    ✅ Step 5: Repayment Plan

    You only begin repayment:

    •One year after national service or

    •When you start working

    💡 Repayment is monthly and based on your income level.

     

     

    📌 Tips to Help You:

    •Choose a reliable guarantor (teacher, lawyer, banker, etc.)

    •Double-check all details before submitting

    •Apply early to avoid delays

    •Save your login details and confirmation printout

     

     

    💬 Final Words:

    A student loan can be your bridge to graduation. Don’t let finances stop your dreams — apply smart, and pay back responsibly after school. Whether you’re in Ghana or another country, always research the trusted student loan provider in your region.

  • How to Check Your AirtelTigo (AT) Number in Ghana

    How to Check Your AirtelTigo (AT) Number in Ghana

     

    (Simple & FREE methods for 2025)

    Unsure of your AirtelTigo phone number? Don’t worry—it’s easy to retrieve, even if the SIM is new or rarely used. Below are several quick and reliable methods to find your AirtelTigo number:

     

     

    ✅ Method 1: Dial the USSD Code *703# (Fastest & Widely Used)

    1.Open your phone’s dialer.

    2.Dial *703# and press call.

    3.Your AirtelTigo number will appear on the screen instantly.

    This USSD method works on all handsets—phones with or without internet.   

     

     

    📊 Method 2: Use the Self-Service Menu via *100#

    1.Dial *100#.

    2.Choose “Manage Account” and then “My Number” (usually option 1,3 depending on menu).

    3.Your number will be shown on screen.

     

     

    ☎️ Method 3: Contact AirtelTigo Customer Care

    1.Dial 100 from your AirtelTigo line (toll‑free).

    2.Press the menu options for SIM Account Information and Number Retrieval.

    3.An automated voice or agent will tell you your number.

     

     

    📱 Method 4: Use the My AirtelTigo Mobile App

    1.Download the My AirtelTigo app via Google Play or App Store.

    2.Log in with your AirtelTigo details.

    3.Your phone number will be clearly displayed on the home screen or account page.

     

     

    📦 Method 5: Check Your SIM Card Packaging

    If you still have your original SIM starter pack, your phone number is typically printed on the card or its sleeve. This is common with newly acquired AirtelTigo SIMs.

     

     

    🖥️ Method 6: View in Phone Settings (Smartphones Only)

    1.Go to your phone Settings → About phone or About device.

    2.Tap Status or Phone identity.

    3.Your AirtelTigo number may appear under “SIM Status” or “Phone number.”

  • How to borrow data from MTN with USSD in Ghana

    How to borrow data from MTN with USSD in Ghana

     

    A minimum of 15 MB is valid for 24 hours and a maximum of 1GB is valid for 24 hours.

    Upon dialling *506#, an eligible customer will be provided with loan options based on the user’s total credit limit.  To borrow data from MTN in Ghana follow these steps:

    1. Dial *506#.
    2. Select Request a data advance.
    3. The network will show you a list of available bundles. Select the one you want and confirm the transaction.
  • How To Learn From Your Failures

    How To Learn From Your Failures

    Here’s a thoughtful, motivational piece you can post on your website titled:

     

    🌱 Learning from Failures: Why It’s Okay to Fall

    Failure. It’s a word many people fear — yet it’s one of life’s greatest teachers. Whether you didn’t pass an exam, lost money in business, faced rejection, or made a poor decision — you are not alone. Everyone falls. The difference lies in how we rise.

     

     

    🔹 1. Failure Is Part of the Journey

    Behind every success story, there’s a chapter full of mistakes, setbacks, and closed doors.

    •Oprah was fired from her first TV job.

    •Michael Jordan was cut from his high school basketball team.

    •Thomas Edison failed 1,000 times before inventing the lightbulb.

    👉 The lesson? Failing doesn’t make you a failure — it makes you human.

     

     

    🔹 2. Failure Teaches You What Doesn’t Work

    When you fall, you learn:

    •What to avoid next time

    •Who to trust

    •How to improve your process

    •Why preparation matters

    Mistakes shape your wisdom and resilience.

     

     

    🔹 3. It Builds Strength and Character

    Failing builds qualities that success alone can’t teach:

    •Patience

    •Humility

    •Determination

    •Courage to try again

    Sometimes your greatest strength is developed in the storm, not in comfort.

     

     

    🔹 4. It Pushes You to Grow

    Failure often pushes us out of our comfort zone.

    It makes you pause, reflect, and level up.

    Instead of asking, “Why me?” — ask:

    “What can I learn from this?”

     

     

    🔹 5. God Uses Failure Too (for Faith-based Readers)

    The Bible is full of people who fell:

    •Peter denied Jesus

    •Moses doubted his ability

    •David made big mistakes

    Yet, God still used them. Your failure doesn’t cancel your purpose. Sometimes falling is the setup for something greater.

     

     

    💡 How to Rise After You Fall:

    •Reflect: What did I learn? What could I do differently?

    •Forgive yourself: You are not your mistake.

    •Try again: Start small, but start.

    •Ask for help: Talk to mentors, friends, or God.

    •Keep believing in your dreams.

     

     

    ❤️ Final Words

    Falling is not the end — it’s the beginning of something new. The people who succeed are not the ones who never fall — they’re the ones who refuse to stay down.

    You are allowed to fail. Just don’t forget to get back up.

  • How To check your Telecel phone number in Ghana

    How To check your Telecel phone number in Ghana

    checking your Telecel phone number in Ghana:

     

    ✅ Method 1: Use the USSD Code (Fastest & Free)

    1.Open your phone’s dialer.

    2.Dial *127#

    3.Press the call button.

    4.Your Telecel number will be displayed on the screen within seconds.

    This method works even if your SIM has zero credit or you’re offline.   

     

     

    ☎️ Method 2: Call a Friend or Family Member

    1.If you have airtime, call someone you know.

    2.Your number will show up on their phone.

    3.Have them tell it to you or send it back via SMS.

    Simple and effective.   

     

     

    📦 Method 3: Check Your SIM Card Case

    If you still have the original packaging (SIM card case), your phone number is typically printed on it—alongside PIN or PUK codes.  

     

     

    🧑‍💬 Method 4: Contact Telecel Customer Care

    1.Dial 100 from your Telecel line (free).

    •Choose your language.

    •Press 1 for Mobile.

    •Press 1 for Voice issues.

    •Then press 0 to speak with an agent who can provide your number.

    2.Or from another network, call 050 555 5111.

    Be ready to note it down.   

     

     

    📱 Method 5: Use the Telecel Play App

    1.Download the Telecel Ghana app from Google Play or the App Store.

    2.Register or log in with your Telecel number.

    3.Your number appears clearly on the app’s home screen once logged in.  

  • How To Start A Small Business From Scratch

    How To Start A Small Business From Scratch

    Here’s a step-by-step guide on how to start a small business from scratch — even if you have little experience or money:

     

     

    🔹 Step 1: Identify a Problem You Can Solve

    Ask yourself:

    •What are people complaining about often?

    •What services/products are missing in your community?

    •What skills or knowledge do you have?

    ✅ Example: If many people in your area struggle to find homemade snacks, and you love cooking, that could be your business idea.

     

     

    🔹 Step 2: Choose a Business Idea

    Pick something that:

    •Solves a real need

    •You’re passionate about

    •You can start small (low cost)

    ✅ Examples:

    •Hair braiding from home

    •Selling thrift clothes

    •Starting a yoghurt brand

    •Tutoring or digital skills training

     

     

    🔹 Step 3: Do Basic Market Research

    Learn about:

    •Who your target customers are

    •Who your competitors are

    •What price people are willing to pay

    Ask questions, use social media polls, or observe what’s working around you.

     

     

    🔹 Step 4: Create a Simple Plan

    Your business plan doesn’t have to be long. Just answer:

    •What are you selling?

    •Who are you selling to?

    •How much will it cost you?

    •How will you promote it?

    •What is your starting budget?

    ✅ Tip: Write this down — it helps you stay focused.

     

     

    🔹 Step 5: Start Small and Smart

    Start with what you have. Don’t wait for everything to be perfect.

    •Start with 5-10 products, not 100

    •Offer services to friends or neighbors first

    •Use your phone and social media to market

     

     

    🔹 Step 6: Register Your Business (Optional but Good)

    As you grow, consider:

    •Registering your business name

    •Opening a separate mobile money or bank account

    •Keeping records of what you spend and earn

     

     

    🔹 Step 7: Promote Your Business

    Use:

    •WhatsApp status

    •Instagram, Facebook, TikTok

    •Word of mouth (let people talk about you!)

    •Flyers or posters if needed

    ✅ Tip: Take clean, clear pictures and be consistent.

     

     

    🔹 Step 8: Learn & Improve

    Every mistake is a lesson.

    •Ask for customer feedback

    •Adjust your pricing, packaging, or service

    •Watch YouTube videos, attend free trainings, or read blogs

     

     

    🔹 Bonus Tips:

    •Stay consistent, even when sales are slow

    •Keep your profit separate from personal money

    •Be kind and professional with customers

  •  How to Check Your MTN Phone Number in Ghana

     How to Check Your MTN Phone Number in Ghana

     

    (Quick & Easy Guide for 2025)

    Sometimes we forget our own phone number — especially if the SIM is new or rarely used. If you’re an MTN Ghana user and you’re unsure of your number, don’t worry. There’s a simple way to check it directly from your phone.

    ✅ Method 1: Use MTN Shortcode

    1.Dial *156# on your phone

    2.Select option 1 (Check My Number)

    3.Your MTN phone number will be displayed on the screen

    📌 You can write it down or take a screenshot for future reference.

     

     

    ✅ Method 2: Call or Text a Friend

    If you have credit or airtime:

    •Call or send a text to a friend nearby

    •Ask them to read your number back to you (it will appear on their screen)

     

     

    ✅ Method 3: Check SIM Card Packaging

    If you still have the SIM card starter pack, your phone number is usually printed on the SIM holder or the booklet that came with it.

     

     

    💡 Extra Tip:

    Save your number in your contacts as “My Number” so you never forget it again!

     

     

    🧠 Final Thoughts:

    Whether you’re registering for mobile money, filling forms, or topping up airtime, knowing your number is essential.

    Next time you forget it, just dial *156# — simple and stress-free!

  • How to Restart a Frozen Phone (Quick & Easy Steps)

    How to Restart a Frozen Phone (Quick & Easy Steps)

    How to Restart a Frozen Phone (Quick & Easy Steps)

    A frozen phone can be frustrating — especially when you need to make a call, reply to messages, or finish something urgent. The good news is that you can restart most frozen phones in just a few steps — even if the screen isn’t responding.

    Whether you’re using Android or an iPhone, this guide will help you get your phone working again.

     

     

    🔧 For Android Users:

    🟩 Method 1: Force Restart (Most Android Phones)

    1.Hold down the Power button + Volume Down button at the same time

    2.Keep holding for about 10–15 seconds

    3.Your phone should turn off and restart automatically

    ✅ This works for most Samsung, Infinix, Tecno, Itel, and other Android phones.

     

     

    🟧 Method 2: Remove Battery (if your phone has one)

    1.Take off the back cover

    2.Remove the battery

    3.Wait 5 seconds, then put it back and turn the phone on

    ✅ Older phones with removable batteries only

     

     

    🍏 For iPhone Users:

    🟦 iPhone X, 11, 12, 13, 14, and newer:

    1.Quickly press and release the Volume Up button

    2.Quickly press and release the Volume Down button

    3.Then, press and hold the Side (Power) button

    4.Keep holding until you see the Apple logo

     

     

    🟪 iPhone 7 & 7 Plus:

    1.Hold down the Power button + Volume Down button

    2.Keep holding until the Apple logo appears

     

     

    🟨 iPhone 6s, 6, 5, or SE (1st gen):

    1.Hold down the Home button + Power button at the same time

    2.Release only when the Apple logo shows up

     

     

    💡 Extra Tips:

    •Make sure your phone is charged. Plug it in for 10–15 minutes before restarting.

    •Avoid pressing buttons too quickly — hold them down firmly and wait.

    •If your phone still won’t respond, it may need a software update or professional repair.

     

     

    🧠 Final Words:

    Phones freeze sometimes due to:

    •Low storage

    •Too many background apps

    •Overheating

    •System errors

    Restarting helps clear out temporary bugs, but if it happens often, consider resetting your phone or cleaning unused apps.

  • Simple Tech Skills Everyone Should Know (Especially Students & Young Adults)

    Simple Tech Skills Everyone Should Know (Especially Students & Young Adults)

    💻 Simple Tech Skills Everyone Should Know (Especially Students & Young Adults)

    In today’s world, technology is part of everything — school, work, business, and even relationships. Whether you’re a student, job seeker, or small business owner, there are basic tech skills that can make your life easier and help you stay ahead.

    Here are 10 simple but powerful tech skills everyone should learn — even if you’re not “tech-savvy”:

     

     

    1. 🖥️ Typing Fast and Accurately

    This may sound basic, but typing quickly can save you hours over time.

    Why it matters:

    Whether you’re writing assignments, reports, or emails — slow typing slows you down.

    How to learn:

    Practice with free tools like 10FastFingers or TypingClub.

     

     

    2. 🧾 Using Microsoft Word, Excel & PowerPoint

    These are the basics for any student or office worker.

    •Word: For writing assignments, letters, resumes

    •Excel: For budgeting, record-keeping, data analysis

    •PowerPoint: For creating clean, professional presentations

    Tip: Search “beginner tutorials” on YouTube for free step-by-step guides.

     

     

    3. 📁 Organizing Digital Files Properly

    Messy folders = lost files and wasted time.

    Skills to master:

    •Naming files clearly (e.g. “Assignment1_Economics.docx”)

    •Creating folders for each subject or project

    •Backing up files to Google Drive or a USB

     

     

    4. 🌐 Basic Internet Search Skills

    Knowing how to Google properly can solve 90% of your problems.

    Examples:

    Use quotation marks (“ ”) to search exact phrases

    Search: site:.gov or site:.edu for trusted sources

     

     

    5. 📧 Sending Professional Emails

    Every student and job seeker should know how to write clear, polite, and professional emails.

    Tips:

    •Use proper subject lines (e.g. “Request for Appointment”)

    •Start with greetings like “Dear Sir/Madam”

    •End with “Regards” or “Sincerely”

     

     

    6. 📸 Taking and Editing Basic Photos

    Photos are essential for resumes, social media, business ads, or school projects.

    Free tools to try:

    •Snapseed (for phone editing)

    •Canva (for posters or product ads)

    •Remove.bg (to remove background)

     

     

    7. 🔐 Knowing Basic Online Safety

    Stay safe and avoid scams or hacks.

    Important skills:

    •Creating strong passwords

    •Spotting fake links or scam messages

    •Using two-step verification on emails and social accounts

     

     

    8. 🌍 Using Google Tools (Docs, Drive, Forms)

    Google tools are free, cloud-based, and easy to use.

    Use them for:

    •Collaborating on group work

    •Taking surveys or collecting responses (Google Forms)

    •Storing files you can access anywhere (Google Drive)

     

     

    9. 🎞️ Creating Simple Videos or Reels

    Great for personal brands, social media, or school presentations.

    Apps to try:

    •CapCut (for short videos or TikTok-style edits)

    •InShot

    •Canva (for slideshow videos)

     

     

    10. 🧰 Fixing Basic Device Issues

    Knowing how to:

    •Restart a frozen phone/laptop

    •Clear memory/cache

    •Connect Wi-Fi or Bluetooth

    •Update your apps

    These save you time — and money!

     

     

    🧠 Final Thoughts:

    You don’t need to be a tech expert to succeed — just be willing to learn and practice regularly.

    Start with one skill at a time. With just a phone and free apps, you can become smarter, faster, and more productive.