Category: How To

  • How To check or renew your NHIS (National Health Insurance Scheme)

    How To check or renew your NHIS (National Health Insurance Scheme)

    Here’s a step-by-step guide on how to check or renew your NHIS (National Health Insurance Scheme) membership in Ghana using your mobile phone.

    📱 USSD Code for NHIS Renewal & Status Check

    The official USSD code is:

    *929#

     

     

    🔄 How to Check or Renew Your NHIS via USSD

    ✅ Step-by-Step Process

    🔹 Step 1: Dial the USSD Code

    •On your phone, dial *929#

    •Press Call/Send

    🔹 Step 2: Select the NHIS Option

    •You’ll see a menu. Choose:

    •1 – NHIS (for NHIS services)

    🔹 Step 3: Choose the Service You Want

    You’ll get options like:

    •1 – Renew Membership

    •2 – Link NHIS to Ghana Card

    •3 – Check Validity

    •4 – My Details

    🔹 Step 4: If You Want to Check Your NHIS Status

    •Choose 3 – Check Validity

    •Enter your NHIS card number

    •You’ll receive a message showing your membership status and expiry date.

    🔹 Step 5: If You Want to Renew Your NHIS

    •Choose 1 – Renew Membership

    •Enter your NHIS number

    •Follow the prompts to pay via Mobile Money (MTN, Vodafone, AirtelTigo)

    🔹 Step 6: Confirm and Complete Payment

    •After successful payment, you’ll get a confirmation message.

    •Your NHIS card will be renewed immediately.

     

     

    💳 Renewal Fees (as of recent updates)

    •Children (under 18): GHS 6 – 8

    •Adults: GHS 25 – 30

    •Pregnant women: Free (with registration)

    •SSNIT contributors: Free (but must link SSNIT to NHIS)

    Note: Fees may vary slightly depending on the district or age group.

     

     

    🆔 How to Link Your Ghana Card to NHIS

    Still using *929#:

    •Select Option 2 – Link NHIS to Ghana Card

    •Enter your Ghana Card number

    •Enter your NHIS number

    •Confirm and submit

     

     

    🧾 Tips:

    •Always keep your NHIS card number and Ghana Card handy.

    •Make sure your Mobile Money wallet has enough balance before renewal.

    •If you face issues, visit the nearest NHIS office.

  • How To Protect Your Phone From Hackers

    How To Protect Your Phone From Hackers

     

    Tips Everyone Must Know

    Our phones hold almost everything: photos, banking apps, private chats, passwords, and even business files. That’s why hackers love targeting smartphones — especially if you don’t know how to protect yourself.

    Here are smart and simple tips to help you keep your phone safe from cyber criminals:

     

     

    🔑 1. Use Strong Passwords or Passcodes

    Avoid using simple passwords like 1234, 0000, or your birth year.

    ✅ Use a mix of letters, numbers, and symbols

    ✅ Change your passcodes regularly

    ✅ Use a screen lock (PIN, fingerprint, or facial recognition)

     

     

    📲 2. Turn On Two-Factor Authentication (2FA)

    2FA adds an extra layer of security to your apps. Even if someone gets your password, they still need a code sent to your number or email.

    ➡️ Set up 2FA on:

    •Email accounts

    •WhatsApp

    •Facebook

    •Instagram

    •Banking apps

     

     

    📥 3. Don’t Click Suspicious Links

    Hackers often send fake links via SMS, email, or social media DMs. Clicking them could give them access to your phone.

    ⚠️ Never click on unknown links, even if they come from a friend’s account — their phone might already be hacked!

     

     

    🔋 4. Avoid Public Wi-Fi for Sensitive Transactions

    Free Wi-Fi at cafés, airports, or schools can be unsecured. Hackers can easily intercept your data.

    ✅ If you must use public Wi-Fi, avoid logging into banking apps or entering passwords

    ✅ Use a VPN for safer browsing

     

     

    ⚙️ 5. Update Your Apps and Operating System

    Hackers often exploit outdated software. Updates contain security patches that protect you.

    ➡️ Always update your:

    •Android/iOS system

    •Banking apps

    •Social media apps

     

     

    🧹 6. Install Only Trusted Apps

    Some apps (especially from third-party websites) contain malware.

    ✅ Only download apps from Google Play Store or Apple App Store

    ✅ Read reviews before installing

    ✅ Avoid giving apps too many permissions (like camera or location)

     

     

    📤 7. Be Cautious With Bluetooth & AirDrop

    Hackers nearby can send files or gain access to your phone through Bluetooth or AirDrop.

    ✅ Turn off Bluetooth or AirDrop when not in use

    ✅ Reject any unknown file transfers

     

     

    🔒 8. Use Antivirus Software (Optional but Helpful)

    Some antivirus apps can:

    •Scan for malware

    •Warn you about unsafe links

    •Clean junk files

    Choose reputable ones like Avast, Norton, Bitdefender, or Kaspersky.

     

     

    🧠 9. Be Alert to Phishing Tricks

    If someone texts or calls pretending to be your bank, a government official, or a company and asks for your PIN or OTP — it’s a scam.

    🚫 Never share:

    •Passwords

    •OTPs

    •Bank details

    •Personal info over the phone

     

     

    📱 10. Lock Your SIM and Back Up Your Data

    If your phone is stolen, someone could use your SIM to access accounts.

    ✅ Set a SIM card PIN

    ✅ Back up your data regularly (Google Drive, iCloud, etc.)

     

     

    🔐 Final Thoughts:

    You don’t need to be a tech expert to stay safe — just stay alert, update your apps, and protect your privacy. Your phone is your digital life. Guard it like your wallet.

    A little caution today can save you a big headache Tomorrow

  • How to borrow airtime from MTN with USSD in Ghana

    How to borrow airtime from MTN with USSD in Ghana

     

    In Ghana, you can loan GHp50 or more from MTN depending on how much airtime you top up monthly. You must have less than GH¢4 to take an XtraTime loan in Ghana. The USSD code for borrowing from MTN in Ghana is *506#. To loan airtime from MTN in Ghana:

    Pic 

    1. Dial *506# and select XtraTime.
    2. A list of amounts you can borrow will be shown to you. Select your preferred amount.
    3. The prompt will ask you to confirm the transaction. Confirm the transaction.
  • Things You Can Sell as a University Student for Support

    Things You Can Sell as a University Student for Support

     

    🥤 1. Snacks and Drinks

    •Homemade pastries (meat pies, doughnuts, cupcakes)

    •Soft drinks, sachet water, juice

    •Small chops or fries in the evening

    ✅ Sell in hostels, during lectures, or through pre-orders.

     

     

    👕 2. Thrift (Preloved) Clothes

    •Curated second-hand clothing (clean and stylish)

    •Shoes, bags, and accessories

    ✅ Buy in bulk from local markets like Kantamanto, then resell at a profit.

     

     

    📱 3. Phone Accessories

    •Earphones, chargers, screen protectors, phone cases

    ✅ Very affordable and always in demand among students.

     

     

    💄 4. Beauty Products

    •Lip gloss, edge control, skincare oils, perfumes

    •Hair bundles or wigs (start with preorders)

    ✅ Especially profitable if you target female students.

     

     

    🖊️ 5. Stationery & Academic Materials

    •Pens, notebooks, highlighters, A4 sheets

    •Past questions, printed lecture slides, course handouts

    ✅ Buy in bulk and resell with a small markup.

     

     

    🧺 6. Laundry and Ironing Services

    •Offer to wash, dry, and iron clothes for busy or lazy students

    ✅ Use your hostel facilities and earn steady weekly income.

     

     

    🍲 7. Meal Preps & Food Services

    •Breakfast packs (bread & egg, waakye, rice)

    •Evening food sales (jollof, noodles, fried rice)

    ✅ Cook in bulk and take orders via WhatsApp or Instagram.

     

     

    💻 8. Digital Services

    •Graphic design, CV writing, social media management

    ✅ If you have skills, you can charge per project and work flexibly.

     

     

    📸 9. Photography or Videography

    •Cover events, birthdays, or offer quick hostel photoshoots

    ✅ Charge per session or create affordable photo packages.

     

     

    💅 10. Handmade Crafts

    •Beaded jewelry, bracelets, tote bags, scented candles

    ✅ People love personalized items — especially for gifts.

     

     

    🔌 Bonus Ideas:

    •Sell airtime/data using apps or a mobile wallet

    •Sell cosmetics or skincare from wholesale suppliers

    •Offer assignment typing or printing services

    •Sell SIM cards or register mobile money (if you’re allowed)

     

     

    💡 Tips for Success:

    •Start small with what you can afford

    •Use social media to promote your products

    •Keep track of your spending and profit

    •Be reliable — word of mouth is powerful in school

  • Powerful Bible Verses To Encourage You

    Powerful Bible Verses To Encourage You

    Here are 15 powerful Bible verses to encourage you daily — perfect for morning motivation, tough days, or sharing with others on your website or social media:

     

     

    🌞 For Starting the Day with Strength

    1.Philippians 4:13

    “I can do all things through Christ who strengthens me.”

    2.Psalm 118:24

    “This is the day that the Lord has made; we will rejoice and be glad in it.”

     

     

    💪🏽 When You Feel Weak or Tired

    3.Isaiah 40:31

    “But those who wait on the Lord shall renew their strength; they shall mount up with wings like eagles…”

    4.2 Corinthians 12:9

    “My grace is sufficient for you, for My power is made perfect in weakness.”

     

     

    🕊️ For Peace and Anxiety

    5.John 14:27

    “Peace I leave with you; my peace I give you… Do not let your hearts be troubled and do not be afraid.”

    6.Philippians 4:6-7

    “Do not be anxious about anything, but in every situation… present your requests to God.”

     

     

    🌈 When You Need Hope

    7.Jeremiah 29:11

    “For I know the plans I have for you, says the Lord… plans to give you hope and a future.”

    8.Romans 8:28

    “And we know that in all things God works for the good of those who love Him…”

     

     

    🙌🏽 When You Feel Alone

    9.Deuteronomy 31:6

    “Be strong and courageous… for the Lord your God goes with you; He will never leave you nor forsake you.”

    10.Psalm 46:1

    “God is our refuge and strength, a very present help in trouble.”

     

     

    🛐 To Build Your Faith

    11.Hebrews 11:1

    “Now faith is the substance of things hoped for, the evidence of things not seen.”

    12.Mark 11:24

    “Whatever you ask for in prayer, believe that you have received it, and it will be yours.”

     

     

    ❤️ To Remind You God Loves You

    13.Romans 8:38-39

    “Nothing can separate us from the love of God… neither death nor life…”

    14.Psalm 139:14

    “I praise you because I am fearfully and wonderfully made.”

    15.Lamentations 3:22-23

    “Because of the Lord’s great love we are not consumed… His mercies are new every morning.”

  • How to Fix a LED Ceiling Light (Step-by-Step Guide)

    How to Fix a LED Ceiling Light (Step-by-Step Guide)

     

    LED ceiling lights are energy-efficient and long-lasting—but they can still develop issues like flickering, dimming, or not turning on at all. If your LED ceiling light isn’t working properly, don’t panic! Here’s a simple guide to help you fix it safely and easily.

     

     

    ⚠️ Before You Start: Safety First

    •Turn off the power from the main switch or circuit breaker.

    •Use a stable ladder to reach the ceiling light.

    •Allow the light to cool down if it was recently on.

     

     

    🧰 Tools You’ll Need:

    •Screwdriver

    •Voltage tester (optional but recommended)

    •Replacement LED bulb or driver (if needed)

    •Clean cloth

     

     

    🔎 Step 1: Identify the Problem

    Here are common LED ceiling light issues and what they usually mean:

    Problem

    Likely Cause

    Not turning on

    Faulty bulb, wiring issue, or driver

    Flickering

    Loose wiring or a failing driver

    Dim light

    Low power supply or old LED

    Turns off quickly

    Overheating or driver malfunction

    🔧 Step 2: Remove the Light Cover

    •Most LED ceiling lights have a snap-on, twist, or screw-in cover.

    •Carefully remove it using your hands or a screwdriver, depending on the design.

    Tip: Take a photo of the setup before removing wires—it helps during reassembly.

     

     

    💡 Step 3: Check the LED Bulb or Panel

    •If it’s a replaceable LED bulb, try swapping it with a new one.

    •If it’s an integrated LED panel, inspect it for black marks or signs of burning.

     

     

    🔌 Step 4: Inspect the Wiring and Connections

    •Look for loose wires, burned connectors, or damaged insulation.

    •Gently tighten any loose screws or connections.

    •Use a voltage tester to check if power is reaching the light (only if you’re comfortable doing this).

     

     

    ⚙️ Step 5: Check or Replace the LED Driver

    •Many LED ceiling lights have a small box called a driver—it regulates the power.

    •If your LED panel looks fine but still doesn’t work, the driver might be dead.

    •Replace the driver with one of the same wattage and voltage rating.

     

     

    🧼 Step 6: Clean and Reassemble

    •Wipe dust from the cover and LED panel with a clean cloth.

    •Carefully reattach everything as it was.

     

     

    🔁 Step 7: Turn the Power Back On

    •Once everything is secure, turn the power back on from the main switch.

    •Test the light to see if it’s working.

     

     

    🛠️ When to Call a Professional

    Call an electrician if:

    •You smell burning or see smoke

    •There’s no power reaching the light

    •You’re not confident working with wiring

     

     

    ✅ Final Tips:

    •Always use high-quality replacement parts

    •Consider replacing old LED fixtures if they fail often

    •Regular cleaning and checks help prevent issues

  •  10 most-visit places in Ghana

     10 most-visit places in Ghana

    10 most-visit places in Ghana 🇬🇭 that showcase the country’s rich history, culture, nature, and hospitality:

     

     

    🌴 1. Cape Coast Castle – Central Region

    •Why visit: A UNESCO World Heritage Site and a powerful symbol of the transatlantic slave trade.

    •Highlight: Emotional, historic tours through dungeons and the “Door of No Return.”

     

     

    🌊 2. Kakum National Park – Central Region

    •Why visit: One of West Africa’s top rainforests with a famous canopy walkway.

    •Highlight: Walk above the trees, spot wildlife, and enjoy eco-tourism.

     

     

    🏝️ 3. Ada Foah – Greater Accra Region

    •Why visit: Peaceful beaches and a beautiful estuary where the Volta River meets the Atlantic Ocean.

    •Highlight: Great for water sports, boat rides, and beach resorts.

     

     

    🏰 4. Elmina Castle – Central Region

    •Why visit: The oldest European building in Sub-Saharan Africa (built by the Portuguese in 1482).

    •Highlight: Learn about colonial and slave trade history.

     

     

    🌄 5. Wli Waterfalls – Volta Region

    •Why visit: The tallest waterfall in West Africa.

    •Highlight: A scenic hike through the forest and a refreshing swim at the base.

     

     

    🐘 6. Mole National Park – Savannah Region

    •Why visit: Ghana’s largest wildlife reserve.

    •Highlight: See elephants, antelopes, baboons, and more on a walking safari or jeep tour.

     

     

    🏙️ 7. Kwame Nkrumah Mausoleum – Accra

    •Why visit: A monument dedicated to Ghana’s first President.

    •Highlight: Explore Pan-African history and admire the unique architecture.

     

     

    🛍️ 8. Makola Market – Accra

    •Why visit: One of the most vibrant and authentic markets in Ghana.

    •Highlight: Experience real Ghanaian hustle, shop for crafts, beads, fabrics, and street food.

     

     

    🏞️ 9. Lake Bosomtwe – Ashanti Region

    •Why visit: Ghana’s only natural lake, formed by a meteorite.

    •Highlight: A peaceful retreat for swimming, fishing, and picnics surrounded by hills.

     

     

    🪘 10. Nzulezu Stilt Village – Western Region

    •Why visit: A village built on stilts over a lake—accessible only by canoe.

    •Highlight: Unique cultural experience of life on water.

  • Useful Short Codes Every Ghanaian Must Know

    Useful Short Codes Every Ghanaian Must Know

    Here’s a helpful list of Useful Short Codes Every Ghanaian Must Know 🇬🇭, whether you’re checking your balance, renewing NHIS, sending money, or verifying SIM registration. These USSD codes work across MTN, Vodafone, AirtelTigo, and national services.

     

     

    📱 1. NHIS (National Health Insurance)

    •*929# – NHIS renewal, check status, or link to Ghana Card

    •Services include: Renew, check expiry, and link NHIS to Ghana Card

     

     

    📲 2. Mobile Money (MoMo)

    MTN:

    •*170# – MTN Mobile Money (Send, Pay Bills, Buy Airtime/Data)

    Vodafone:

    •*110# – Vodafone Cash

    AirtelTigo:

    •*110# – AirtelTigo Money

     

     

    📶 3. SIM Card & Registration

    •*400# – Check if your SIM card is registered with your Ghana Card (All networks)

    •You’ll see your full name and ID used for registration.

     

     

    🆔 4. Ghana Card Services

    •*929*474# – Link NHIS to Ghana Card

    •*127*1515# – Verify your Ghana Card number

     

     

    💡 5. ECG Power Bills

    •*226# – Buy prepaid ECG electricity credit or check meter balance

     

     

    💰 6. SSNIT (Social Security)

    •*711*9# – Check your SSNIT contributions or pension status

     

     

    📞 7. Check Your Own Number

    •MTN: *156#

    •Vodafone: *127#

    •AirtelTigo: *703#

     

     

    🔁 8. Airtime & Data Services

    •MTN Airtime/Data: *134*PIN# to load, *138# for bundles

    •Vodafone: *134*PIN# to load, *700# for bundles

    •AirtelTigo: *134*PIN# to load, *111# for bundles

     

     

    🔍 9. Bank and GRA Codes 

    •GRA eTax Filing: *222#

    •GTBank: *737#

    •Access Bank: *901#

    •Ecobank: *770#

     

     

    📌 Bonus Tips:

    •Always ensure you’re using your registered SIM card.

    •If a code fails, check network availability or try again later.

    •Save this list or bookmark the post for quick access.

  • Top Ghanaian Apps That Make Life Easier

    Top Ghanaian Apps That Make Life Easier

    Here’s a list of the Top Ghanaian Apps That Make Life Easier 🇬🇭 — from mobile money to food delivery, learning, and local transport. These apps are practical for daily living, business, and convenience across Ghana.

     

     

    📱 Top Ghanaian Apps That Make Life Easier

    1. MTN MoMo App

    •Use it for: Sending/receiving money, paying bills, buying airtime/data

    •Why it’s great: Easier and more secure than using USSD codes

    •Available on: Android & iOS

     

     

    2. GhanaPostGPS

    •Use it for: Generating your digital address anywhere in Ghana

    •Why it’s great: Required for bank registration, NHIS, Ghana Card, delivery, and job applications

     

     

    3. ExpressPay

    •Use it for: Paying bills (water, ECG, DSTV), sending money, school fees

    •Why it’s great: Connects to mobile money and bank cards seamlessly

     

    4. SnooCode

    •Use it for: Accurate location sharing in rural and urban areas

    •Why it’s great: Works offline and helps emergency services or delivery drivers find you faster

     

     

    5. Jumia

    •Use it for: Online shopping (phones, groceries, appliances, fashion)

    •Why it’s great: Reliable delivery options across Ghana

     

     

    6. Glovo

    •Use it for: Ordering food, groceries, and essentials to your door

    •Why it’s great: Fast delivery from top restaurants and shops in Accra and major cities

     

     

    7. Bolt (formerly Taxify)

    •Use it for: Affordable ride-hailing and delivery

    •Why it’s great: Often cheaper than Uber and widely available

     

     

    8. Uber

    •Use it for: Safe and reliable rides in Accra, Kumasi, and other major areas

    •Why it’s great: International service with trusted GPS and fare tracking

     

     

    9. AhomkaRide or Yango (depending on city)

    •Use it for: Local ride-hailing services (where available)

    •Why it’s great: Sometimes cheaper with more local promo offers

     

     

    10. Tonaton or Jiji Ghana

    •Use it for: Buying and selling used items like phones, furniture, cars, and electronics

    •Why it’s great: Connects you to local sellers near you

     

     

    🔥 Bonus Apps You Might Like:

    •MyVodafone App – manage your Vodafone line, airtime, and internet bundles

    •MyAirtelTigo App – manage your account, check usage, and top up

    •Ghana Radio App – listen to live radio stations across Ghana

    •Chango App – for group savings or fundraising (churches, friends, community)

  • How to Improve Communication in Relationships

    How to Improve Communication in Relationships

     

    (For Stronger Love, Trust, and Understanding)

    Good communication is the heartbeat of every healthy relationship — whether romantic, family, or friendship. When you learn to talk and listen better, everything else in the relationship flows more smoothly.

    Here are practical ways to improve communication in any relationship:

     

     

    🧠 1. Be Present When Talking

    Put away distractions (phones, TV, social media) and give your partner your full attention.

    ✅ Make eye contact

    ✅ Nod or give short responses to show you’re engaged

    ✅ Avoid multitasking while talking

    Listening is more powerful than replying.

     

     

    💡 2. Use “I” Statements Instead of “You” Accusations

    This reduces blame and encourages understanding.

    Say:

    🔹 “I feel hurt when you ignore my messages.”

    Not:

    🔸 “You never reply my texts!”

     

     

    🧘 3. Stay Calm — Not Everything Needs to Be a Fight

    Don’t shout or attack when you’re upset. Take a breath. If you’re too angry, take time to cool down before talking.

    Peaceful tone = Peaceful response.

     

     

    ❤️ 4. Talk About the Small Things Too

    You don’t need a big problem to talk. Share your day, your thoughts, your dreams. It builds closeness.

     

     

    🧏‍♀️ 5. Practice Active Listening

    Don’t just wait for your turn to talk — really hear what they’re saying.

    Ask questions like:

    🔹 “So what I’m hearing is…”

    🔹 “Do you mean that…?”

    This shows you care and want to understand.

     

     

    🤝 6. Agree on Healthy Boundaries

    Some people prefer texting over calling. Some need space before discussing issues. Knowing and respecting each other’s preferences makes communication easier.

     

     

    💬 7. Don’t Bottle Things Up

    Keeping things inside leads to resentment. If something is bothering you, share it kindly and clearly — before it builds up.

     

     

    🙅 8. Avoid Silent Treatment or Passive Aggression

    Shutting down communication doesn’t solve problems. Be honest, not cold.

     

     

    🧩 9. Understand Each Other’s Love Language

    People express and receive love differently — words, acts, gifts, time, or touch. Knowing how your partner communicates affection helps you connect better.

     

     

    📅 10. Schedule Time to Talk Seriously

    Don’t wait for fights. Have regular check-ins to talk about the relationship, feelings, or even future plans.

     

     

    💬 Bonus Tip: Ask More, Assume Less

    Don’t assume your partner knows what you want or feel. Ask:

    🔹 “How was your day?”

    🔹 “Is there something you’d like me to do differently?”

     

     

    💡 Final Thoughts:

    No relationship is perfect. But with effort, honesty, and patience, your communication can improve — leading to deeper love, more trust, and less conflict.

    Good communication doesn’t just solve problems — it builds stronger bonds.