Opening a bank account in Ghana is essential for professionals, students, and expatriates. Here are some top bank choices known for being foreigner-friendly based on online resources and user experiences.
1. Standard Chartered Ghana
•A widely trusted international bank with strong global reach and reliability. People frequently recommend it for safety and ease of international access.
2. Absa Bank Ghana
•Formerly Barclays, Absa offers solid services, including domiciliary (foreign currency) accounts.
•A Reddit user highlighted that Absa allows fee-free USD withdrawals without requiring a cheque book—a rare advantage.
3. Ecobank Ghana
•Boasts one of the largest banking networks in Ghana, making it convenient for expats across the country.
•Recommended for smooth international transactions and hassle-free service.
4. UBA Ghana (United Bank for Africa)
•A reputable Pan-African bank offering full services including digital banking, savings, and domiciliary accounts.
•Known for strong digital services—good for those familiar with UBA in other African countries.
5. Fidelity Bank
•A growing local bank offering modern services, with a decent branch and ATM network.
•Mentioned positively in user feedback, especially for customer service and accessibility.
Community Voices
A quick glance at Reddit discussions offers useful personal perspectives:
“Just walk into any bank… Absa & Ecobank.”
Ecobank and Absa were highly recommended for opening dollar accounts.
“Standard Chartered is the best. Your money is safe and you’ll have access to it anywhere in the world.”
A user vouches for Standard Chartered’s reliability and reasonable fees.
“I use Stanbic and Fidelity… . It took one day at Stanbic.”
Stanbic and Fidelity were praised for quick account opening, especially for foreign currency accounts.
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